Individual Health Insurance policies are a good option for those who are self-employed or whose employer isn’t providing an insurance for him. Any person can buy an immediate insurance from any insurance provider on his own. One can buy an individual insurance for himself, his family or both. These insurance policies cost a bit more than the group insurance but provide a good option if he doesn’t have a group insurance policy. Also, these policies provide less health insurance coverage than group insurance policies and some services such as substance abuse treatment may be missing in an individual insurance policy.
Under the individual insurance, there is a free-for-service insurance plan that is also known as an indemnity insurance plan. It makes a partial reimbursement for every medical treatment or service an insured person accesses. In this plan, one can to any doctor, clinic or hospital but he will have to pay for rest of his medical expenses. At
OptInsure, we are providing cheap medical insurance quotes to our customers and helping them with low cost health insurance for children as well as the adults.
